It's been a while since I last got something off my chest so this may be a little windy but here it goes.
Do you notice any uptick in the insurance industry's anti health care reform ads? Why haven't they been blitzing the networks and cable with all sorts of future ominous results if it passes? It's not because they don't have the money. Their war chest is full. You would think the rhetoric would be at a deafening pitch. The Democrats seem to be closer than ever to passing a health care reform bill. Something just doesn't ring true here. Have the insurance companies raised enough hell to convince Americans they really are against any reform? They had me convinced. Now I wonder if it was all a grand smoke screen. Why would insurers, at this stage of the game, be attempting to raise rates on private policies anywhere from 39% to 75%? This is all over the news. What an outrage! Do these people have no sense of propriety to their own cause?! How could they be so crass at such a delicate moment? Are they stupid? Could they have worse timing?
I am suspicious that their timing is impeccable. They are definitely not stupid. What's in it for them? Why would they want health care reform? Little increased regulation for one. If the current proposal passes, insurance companies will not be able to rescind sick customers or refuse anyone insurance due to "pre-existing" conditions. That, on the face of it, would seem to be a good thing for the insured. Unfortunately, there is no cost containment language in the proposal. Sure, they will be happy to insure you but at an intentionally prohibitive rate. Breast cancer? No problem! Not until your new rates arrive in the mail. Could you afford monthly premiums twice what your house payment is? They can charge you any amount they damn well please! They will say "We didn't rescind anyone nor did we cancel any policies due to new ailments. These customers just quit paying their premiums. We were forced to cancel them. We didn't want to. Honest."
How about the 30 million people that this legislation will force to buy insurance. People who are young and/or willing to take a chance that their health will hold up for a while longer. 30 million new customers mostly young and healthy. The ideal customer! A captive clientele that won't be making any claims in the immediate future and when they do, their rates just skyrocket. If you're an insurer, why would you put up a fuss about that scenario? The perfect world! A no lose situation! The insurance industry's deafening silence belies their true intent.
The bottom line is new found prosperity for the insurance industry in a now "no risk" business and sick people will still be falling through the cracks. It is unconscionable, indefensible and near criminal!
The cure for this, and what poll after poll indicates the majority of voters want, and our politicians continue to ignore, is Medicare for all with an income based premium. If you like your current insurance, you can keep it. This is called The Public Option. It is also called COMPETITION!
And this is NO BULL.
Showing posts with label health care reform. Show all posts
Showing posts with label health care reform. Show all posts
Monday, March 1, 2010
Tuesday, December 15, 2009
KILL IT
We have watched the health care reform bill unravel before our eyes and morph into nothing more than a huge insurance company welfare program. It's now time to kill it.
As it stands, the legislation will do nothing for the forty five thousand uninsured people who are going to die in the next twelve months. Traitor Joe Lieberman's blimp sized ego and overwhelming childish desire to get even with the Democratic Party put a knife into the heart of the bill. More on Traitor Joe later.
Forty five thousand (45,000) citizens of the United States of America will die for lack of access to a doctor. We have elected a Democratic majority in the congress only for them ignore our will and throw forty five thousand of us who have the misfortune not to have health care into our graves.
These senators are so enamored with their power and influence that they will do anything it takes to stay in office. Not only can't you insult these clowns, you can't influence them unless you've got the money. I think the health care reform debacle is a perfect example. You need to look no further. This is not a political argument. It's a moral argument! Every religion I am aware of tells us to care for the less fortunate.
Then there is the cost concern. God forbid that health care would cost us some extra money. Where the hell was all this concern from either side of the isle when it came to funding these senseless wars we can't seem to get out of. It's mind boggling if you take a moment to contemplate this.
There may be some small good left in this bill but certainly not enough to offset the bad.
Rescission will still be allowed. To quote Wikipedia "In 2009, during the national debate over U.S. health care reform, rescission became popularly understood as a process by which insurance companies canceled a policyholder's insurance, sometimes after the patient was diagnosed with an expensive-to-treat illness, sometimes by claiming that the patient previously withheld information about their medical condition." The insurance company can dig out your application and go through it with a fine tooth comb. If they find any small error, say you forgot you saw your primary care doctor for a sore throat in 1982. They then cancel your policy claiming fraud. There are no cost controls on premiums. It's going to make thirty million voters mad as hell when they are forced to buy a policy or be fined.
I just don't see this thing ending up as a benefit for anyone but the insurance industry. It's time to put it out of its misery.
As it stands, the legislation will do nothing for the forty five thousand uninsured people who are going to die in the next twelve months. Traitor Joe Lieberman's blimp sized ego and overwhelming childish desire to get even with the Democratic Party put a knife into the heart of the bill. More on Traitor Joe later.
Forty five thousand (45,000) citizens of the United States of America will die for lack of access to a doctor. We have elected a Democratic majority in the congress only for them ignore our will and throw forty five thousand of us who have the misfortune not to have health care into our graves.
These senators are so enamored with their power and influence that they will do anything it takes to stay in office. Not only can't you insult these clowns, you can't influence them unless you've got the money. I think the health care reform debacle is a perfect example. You need to look no further. This is not a political argument. It's a moral argument! Every religion I am aware of tells us to care for the less fortunate.
Then there is the cost concern. God forbid that health care would cost us some extra money. Where the hell was all this concern from either side of the isle when it came to funding these senseless wars we can't seem to get out of. It's mind boggling if you take a moment to contemplate this.
There may be some small good left in this bill but certainly not enough to offset the bad.
Rescission will still be allowed. To quote Wikipedia "In 2009, during the national debate over U.S. health care reform, rescission became popularly understood as a process by which insurance companies canceled a policyholder's insurance, sometimes after the patient was diagnosed with an expensive-to-treat illness, sometimes by claiming that the patient previously withheld information about their medical condition." The insurance company can dig out your application and go through it with a fine tooth comb. If they find any small error, say you forgot you saw your primary care doctor for a sore throat in 1982. They then cancel your policy claiming fraud. There are no cost controls on premiums. It's going to make thirty million voters mad as hell when they are forced to buy a policy or be fined.
I just don't see this thing ending up as a benefit for anyone but the insurance industry. It's time to put it out of its misery.
Monday, November 16, 2009
SO MUCH TO WRITE ABOUT
Where do I begin? There is so much going on in the world it's hard to find a starting place:
Iraq, Iran, Afghanistan, health care reform, gutless intellectually deficient politicians, term limits, war, war tax, tax cuts for the wealthy. So much to write about. Where do I begin?
Iraq, Iran, Afghanistan, health care reform, gutless intellectually deficient politicians, term limits, war, war tax, tax cuts for the wealthy. So much to write about. Where do I begin?
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